Cybersecurity can feel overwhelming. We have all dealt with scam messages and calls, and just when you think you have it figured out, a new threat appears. With constant headlines about data breaches and emerging scams, it can be difficult to know where to begin. The good news is that meaningful protection does not require advanced technical knowledge. In many cases, it starts with a few simple, proactive steps.
At Harvest Point®, we believe in the importance of keeping your financial and personal lives secure. No matter where you are in your cybersecurity journey, there are practical steps you can take right away to strengthen your protection.
Start with a Simple, High-Impact Step
One of the most effective places to start is by freezing your credit. This simple step can help prevent cybercriminals from opening accounts in your name, adding a powerful layer of defense against identity theft. The process is free, reversible, and can be managed through each of the three major credit bureaus, making it a flexible option for many individuals.
We have a separate article all about credit freezes and how to know if they’re right for you. Click here to read more.
Don’t Set It and Forget It
It is worth revisiting your account settings on a regular basis. Even if you have made updates in the past, social media platforms and financial institutions frequently change their privacy and security features. Taking a few minutes each year to review these settings can go a long way in reducing your exposure to common risks.
Not Sure Where to Begin?
If you are unsure where to begin, our Cybersecurity 101 Instructional Handout provides a clear starting point. It walks through foundational steps in a straightforward, actionable way to help you build confidence as you improve your security.
Because cybersecurity is not a one-time project, the handout also includes an Annual Check Up section highlighting five key areas to review each year to help keep your accounts secure and up to date. These quick check-ins can help ensure your protections stay current as technology and risks continue to evolve.
Ready to Take It a Step Further?
If you are ready to move beyond the basics, or simply want to be as protected as possible, check out our Advanced Protection Guide. This guide walks you through how to protect three key areas of your life: your home, your portfolio, and your spouse.
We’re Here to Help
While we are not technology professionals, we are committed to serving our clients in every way we can. If you have questions as you work through the handout, or feel you could benefit from a complimentary second opinion, we invite you to fill out our Discovery Questionnaire so we can learn more about you and determine whether Harvest Point® would be a good fit to serve you. We are here to help.
Important Disclosure:
Harvest Point® Wealth Management is not a cybersecurity or IT professional. The information provided in this handout and during this event consists of general tips and educational best practices only. Cybersecurity threats, tools, and recommended best practices change frequently. As such, the information shared may become outdated and may not be appropriate for every individual situation. Any changes or actions you choose to implement based on this information are done solely at your own volition and discretion. You are responsible for determining what cybersecurity measures are appropriate for your personal circumstances. By accepting this information, you acknowledge that Harvest Point® Wealth Management and its representatives are held harmless and assume no responsibility or liability for any outcomes, losses, damages, or issues that may arise from implementing (or choosing not to implement) these suggestions. We encourage you to consult with a qualified cybersecurity or technology professional before making any significant changes to your personal systems, devices, or security settings.