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At Harvest Point® Wealth Management, we believe that every individual, family, and business deserves a tailor-made financial roadmap - one that aligns with your unique dreams and aspirations. Whether it's planning for retirement, stewarding your wealth, funding a child's education, or crafting gifting strategies, our team at Harvest Point® Wealth Management stands committed to providing unparalleled guidance and support. 

As we help our clients plan for the future, we'd like to share "real life" stories, unique strategies, and timely information to act upon. As it applies, identities will be changed for confidentiality purposes; however, the details of the stories will remain authentic.

With years of expertise and a team of seasoned financial advisors, Harvest Point® Wealth Management has been a valued resource for countless individuals and organizations. We hope that these experiences that we document on our blog will help you stay vigilant, educated, and well-equipped to navigate your way through any number of different financial occurrences or challenges that you may face on a daily basis.

What's your next Harvest Point®? How can we help you get there? 

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Friday, May 1, 2026

(2 min read) Explore the best things to do in Des Moines this summer—from the Downtown Farmers’ Market to the Iowa State Fair. Find simple ways to enjoy local events, food, and time outdoors.

Tuesday, April 21, 2026

(3 min read) When you think of retirement, you likely picture having the funds to cover your day-to-day lifestyle, along with the ability to enjoy the bucket list trips and hobbies you’ve worked so hard for. However, it’s easy to...

Monday, April 20, 2026

(3 min read) Money doesn’t have to be a source of constant stress. With a thoughtful plan, clear goals, and the right perspective, you can approach your finances with confidence instead of anxiety. Financial fear is normal, but it...

Wednesday, April 15, 2026

(3 min read) Spring is in the air! Temperatures are rising, rain showers are bringing everything back to life, and suddenly there’s a little extra motivation to freshen things up. There’s something about opening the windows, letting in...

Friday, April 10, 2026

(2 min read) Cybersecurity can feel overwhelming. We have all dealt with scam messages and calls, and just when you think you have it figured out, a new threat appears. With constant headlines about data breaches and emerging scams...

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Wednesday, April 1, 2026

(3 min read) At first glance, supermarkets and stock markets seem to live in completely different worlds. One is filled with grocery carts and checkout lines, the other with charts and headlines. But take a step back, and you’ll notice...

Monday, March 23, 2026

(4 min read) Most people think a Power of Attorney (POA) is something that is only needed later in life. In a way, it is like insurance—you hope you never need it, but you are grateful it is in place if you do. The challenge is...

Friday, March 20, 2026

(3 min read) Imagine the joy of giving your child a head start on their financial future—tax advantages, employer contributions, and the potential to grow into a fully funded retirement account. That’s the goal of the new Trump Accounts...

Tuesday, March 17, 2026

(3 min read) Most investors focus on returns. They watch the market, track their account balance, and measure success by how much their portfolio grew. What they often miss is a quiet force working against them: taxes.

Tuesday, March 17, 2026

(60 minute watch) Whether you are a seasoned investor or just beginning to take a more active role in your finances, this presentation offers helpful insights for women in every stage of life.

Monday, March 16, 2026

(3 min read) Your paycheck just hit your bank account, and you’re ready to take control of your finances. The bills get paid, your family gets fed, and all your needs are taken care of—but the savings account doesn’t move. If that...

Thursday, March 12, 2026

(1 min read) We are excited to announce that Tim McLaughlin, CFP®, CKA®, Owner, CEO, and Wealth Advisor at Harvest Point® has earned a place among LPL Financial's Masters Club Program for 2026 — a distinction reserved for the top 3%...

Tuesday, March 10, 2026

(3 min read) When it comes to parenting, most of us strive to follow the wisdom of Proverbs 22:6: “Start children off on the way they should go, and even when they are old they will not turn from it.” As parents, we want to raise...

Friday, February 27, 2026

(3 min read) What values do you have that you would never want to violate simply to make a profit? What are the things that are so important to who you are – things that are found deep at your core – that you would never want to violate...

Thursday, February 19, 2026

(3 min read) Travel is one of the few things in life that almost everyone values — whether it’s visiting family, taking an anniversary trip, exploring somewhere new, or reconnecting with old friends. As someone in my late 20s who has...

Thursday, February 12, 2026

(2 min read) Life is busy. We all have things to do, people to meet, places to see, and lessons to learn. Some days feel like complete whirlwinds that fly by, while others seem to last ages. Regardless, the pace you set for your day...

Wednesday, February 4, 2026

(4 min read) When was the last time you updated your phone, computer, or tablet? If you’re like most people, it’s probably been a while—or it’s something you’ve been meaning to get to. While updating technology may not feel urgent...

Tuesday, February 3, 2026

(4 min read) Tax season is officially upon us! With the new year comes updated tax laws, and with those changes, new planning opportunities. Below are five notable updates to be aware of as you prepare for the year ahead. While not every...

Friday, January 23, 2026

(3 min read) As leaders, we often ask big questions—especially as responsibility grows. What kind of leader do I want to be? How will I be remembered? What is my leadership really producing? Early on in my career, I measured leadership...

Friday, January 23, 2026

(4 min read) Have you ever had a “money date” with your spouse? A “money date” is simply a time for you and your spouse to review your finances to track spending, review expenses, and set goals together. These date nights can be...

Friday, January 23, 2026

(50 min watch) In this webinar replay, our team walks through some important tax updates and considerations you should know to better prepare for the year ahead...

Wednesday, January 7, 2026

As we look ahead to 2026, one theme rises above the rest: policy will continue to play a central role in shaping markets. According to LPL Research’s 2026 Outlook, we are firmly in a market environment where fiscal decisions, monetary...

Monday, January 5, 2026

(3 min read) January often brings fresh motivation and good intentions, especially when it comes to managing money. Many people set a budget with hope and confidence, only to feel discouraged a few weeks later when it starts to fall...

Monday, January 5, 2026

(3 min read) The start of a new year brings many welcome changes—one of them being the start of tax season. But just because the calendar now reads 2026 doesn’t mean your opportunities to shape your 2025 financial picture are over...

Monday, January 5, 2026

(2 min read) Strong relationships aren’t built in gestures alone. More often, they grow through simple, intentional moments shared consistently. My husband and I are going on 19 years of marriage this year and one thing that I always try...

Monday, December 22, 2025

(3 min read) Figuring out how much to put into your 401(k) can feel overwhelming—especially when you’re juggling bills, planning for future goals, or just trying to build your financial foundation. The good news? You don’t have to guess...

Thursday, December 18, 2025

(3 min read) As we step into a new year, many families are thinking about how to steward their finances wisely. Markets will rise and fall, headlines will come and go, but good habits stand strong. Here are five practical tips to help...

Thursday, December 4, 2025

(3 min read) One important concept that many people overlook is your home’s tax basis. Your home’s tax basis is simply the amount the IRS uses to figure out your gain or loss when you sell your home. What many people don’t realize is...

Wednesday, December 3, 2025

(3 min read) As we look back on 2025, the markets have once again reminded us why discipline, diversification, and a long-term strategy matter for investors.

Monday, December 1, 2025

(3 min read) The holiday season is one of the best (and busiest) times of the year as we celebrate with friends and family. In the midst of decorations, gifts, travel, outings, and wonderful food, holiday expenses can add up quick...

Friday, November 28, 2025

(3 min read) As you plan for 2025, here are some of the important tax numbers to keep in mind.

Wednesday, November 26, 2025

(60 min watch) Check out this recorded replay from our recent 'Year-End Reminders' webinar! Our advisors cover important deadlines, considerations, and commonly asked questions as we prepare for the end of the year!

Tuesday, November 25, 2025

(3 min read) Looking for some gift ideas this holiday season? Check out our 2025 Harvest Point® Holiday Gift Guide! Inside, you’ll find simple, creative suggestions for everyone on your list—kids, teens, young adults, and...

Monday, October 27, 2025

(30 min watch) "Fall Into Order" and learn some new organization techniques by watching our fall webinar replay featuring Steph Marie Solutions! Steph shared practical tips and proven strategies to bring order, simplicity, and peace...

Friday, October 24, 2025

(4 min read) College is one of the biggest investments many families will ever make — and how you plan for it can have a lasting impact. The FAFSA (Free Application for Federal Student Aid) is the key that can unlock grants, scholarships...

Wednesday, October 22, 2025

(2 min) Capital gains result when an individual sells an investment for an amount greater than their purchase price. Capital gains are categorized as short-term gains (a gain realized on an asset held one year or less) or long-term gains...

Tuesday, October 21, 2025

(3 min read) We believe true generosity begins not in the wallet but in the heart. God invites us to give in ways that reflect our trust in Him—not just when it’s easy, but when it requires faith. Often times, the purest...

Monday, October 20, 2025

(3 min read) Creating and maintaining a budget can feel intimidating no matter where you are in life. If you’ve set your budget aside because it felt overwhelming, let me introduce you to a simple, proven framework: the 50-20-20-10 rule.

Thursday, October 16, 2025

(2 min read) One simple way to make sure important messages never get lost is to add trusted email addresses to your safe sender list before you ever receive the first message. This tells your email provider, “I trust this sender,” and...

Tuesday, September 30, 2025

(3 min read) As anticipated, the Federal Reserve cut interest rates by 0.25% at its September meeting. What does this mean for you as an investor? For starters, the key is to stay focused on your bigger financial plan rather than...

Tuesday, September 30, 2025

(3 min read) In today’s world, nearly every part of our lives has a digital footprint. While technology can be a wonderful tool, it also opens the door to risks if we don’t protect ourselves. One of the simplest yet most powerful ways to...

Monday, September 29, 2025

(3 min read) Planning for the future often means asking tough questions: What will happen if I can’t take care of myself one day? Who will help me, and how will it be paid for? These questions are at the heart of long-term care planning...

Tuesday, September 23, 2025

(2 min read) As the air turns crisp and the leaves begin to show off their golden colors, I can’t help but slow down and take in the simple joys of fall. This season always feels like an invitation to gather, to create, and to enjoy...

Monday, September 22, 2025

(4 min read) Wondering where your income will come from in retirement? You’re not alone. It’s one of the most common—and important—questions people ask as they prepare to transition from their working years into retirement. Good news is...

Friday, September 19, 2025

(4 min) Is it based on the kind of car you drive? The balance in your retirement fund? Is the amount you tithe every week? Measuring wealth is entirely subjective to what people put their trust, desire, and pride into. For most...

Friday, September 19, 2025

(1 hour) If you have ever wondered how you can be tax-efficient while supporting organizations and ministries you care about, check out our recent webinar replay! From DAFs to QCDs, this webinar will provide beneficial insights for...

Wednesday, September 3, 2025

(4 min read) "One dollar given today is worth more than one dollar given tomorrow because money given sooner has more time to compound for the recipient, as well as for the future rewards of the giver (Philippians 4:17, Matthew 6:19-20)"...

Thursday, August 28, 2025

(3 minute read) Roth IRAs are a fantastic tool for tax-free retirement income—but for high earners, direct contributions may be off the table due to IRS income limits. Thankfully, there’s a smart workaround: the Backdoor Roth IRA...

Monday, August 25, 2025

(3 min read) In today’s digital world, children can be targets of identity theft before they even learn how to spell “credit.” While it may seem premature to think about your child’s credit report, freezing it can be one of the most...

Friday, August 22, 2025

(3 min read) Buying your first home is a big milestone—exciting, but it can also be overwhelming. Between finding the right property, securing financing, and making long-term financial decisions, it can feel like there are countless...

Wednesday, August 20, 2025

(2 min read) In today’s world, technology makes it easy to access important information at your fingertips. If you would like to stop getting physical mail and learn how to set up electronic delivery for your accounts here at Harvest Point®

Wednesday, July 30, 2025

(4 min read) Want to know what actually matters for you as an investor in regards to the One Big Beautiful Bill? Here is the plain‑English version—what changed, what didn’t, and what you should know for your household and long-term plan.

Tuesday, July 29, 2025

(2 min read) One of the most common pieces of advice I’ve received is to “live below your means.” It’s a phrase often tied to the idea that sacrificing now will lead to wealth later...but what if simply getting rich isn’t the whole point.

Monday, July 21, 2025

(3 min read) Artificial Intelligence (AI) is everywhere these days. From “GPTs” and chatbots to digital assistants, AI is showing up on nearly every platform. There’s no denying it—AI is reshaping the technological landscape. As it...

Wednesday, July 16, 2025

(2 min read) Our team has seen firsthand from many clients and colleagues that success in the courtroom or boardroom can become both fuel for your ambition and a challenge to your long-term plans. With tight schedules, family commitments...

Thursday, July 10, 2025

(3 min read) A stock split happens when a company increases the number of its outstanding shares by dividing each share, typically in a 2-for-1 or 3-for-1 ratio. While the number of shares you own increases, the total value of your...

Monday, June 30, 2025

(4 min read) Don't let your hard-earned retirement savings slip through the cracks. If you’ve ever changed careers, there is a chance you may have left an old 401(k) or pension behind without even realizing it. You’re not alone...

Monday, June 23, 2025

(2 min read) Summer is officially here, and I couldn’t be more excited for the warm weather and sun-soaked days spent outside with loved ones. One of the best parts about longer summer days is getting to grill some of our favorite foods...

Friday, June 20, 2025

(3 min read) When it comes to estate planning, many people think of wills—but fewer understand the powerful role that trusts can play in protecting assets, reducing taxes, and ensuring a smooth transfer of wealth. So, what is a trust...

Friday, June 13, 2025

(3 min read) Can you believe we're over halfway through 2025!? Between market ups and downs, shifting trade dynamics, and plenty of unexpected headlines, it's been a year that has kept us on our toes. Here's where we're at so far in 2025...

Friday, June 13, 2025

(3 min read) Retirement is a milestone many dream about, but the question of whether you can afford to retire is one that requires careful consideration. Financial security in retirement isn't just about having enough saved up...

Tuesday, June 10, 2025

(60 min watch) In today’s digital world, safeguarding your finances goes far beyond traditional planning. In our recent webinar with Mark Hurley, CEO of Digital Privacy and Protection, we learned more about cybercrime in today's world...

Monday, June 2, 2025

(3 min read) Understanding the different types of income sources is an important step toward building a smart, well-rounded financial plan. Most people are familiar with earning a paycheck. But that’s only one type of income...

Tuesday, May 27, 2025

(5 min read) Family vacations are more than a break from routine—they are intentional opportunities to nurture relationships, create lasting memories, and enjoy the goodness of God’s creation. But as with any financial goal...

Thursday, May 22, 2025

(2 min read) In recent conversations with a few new friends, the topic of faith-based investing came up—something I was loosely familiar with through terms like Biblically Responsible Investing (BRI) and Socially Responsible Investing...

Wednesday, May 21, 2025

(3 min read) Summer is here—and it’s time to make it count. Whether your calendar is already filling up or you’re still figuring out how to make the most of these golden months, there’s something special about this season that invites us...

Wednesday, May 21, 2025

(4 min read) In today’s digital world, identity theft isn’t a question of if—it’s a question of when. With more sophisticated cybercriminals targeting affluent families, freezing your credit has become one of the simplest, yet most...

Thursday, May 8, 2025

(3 min read) When Cathy thought about retirement, she admits her vision was a bit fuzzy. She didn’t spend much time imagining what she would do in retirement. Now, a few months in, she’s discovered that the beauty of this chapter is...

Wednesday, May 7, 2025

(5 min read) At the beginning of April, our family welcomed our son into the world. I was fortunate enough to take two weeks of paternity leave to be at home and help take care of my family. Here are my reflections from those 14 days!

Friday, May 2, 2025

(56 min watch) What happens when we can't do it all anymore? As we age, our lifestyles may become more complicated with different routines, medication, schedules, goals, and daily needs. There may come a day...

Tuesday, April 29, 2025

(5 min read) Some of the biggest challenges many face when it comes to education are financial. Luckily, a 529 college savings plan can help. And they're not just for college anymore...

Wednesday, April 23, 2025

(4 minute read) Interestingly, half birthdays make a comeback later in life—and it’s not just about getting older! It’s about being at a stage where timing, transitions, and thoughtful financial decisions matter more than ever...

Monday, April 21, 2025

(3 min read) “Mattress money” refers to cash that’s physically stored at home—often literally under a mattress or in a safe—rather than being deposited in a bank or invested. While this method of storing money may feel secure...

Thursday, April 10, 2025

(3-min read) I’m often asked, “What should we make of the market?” Here are some important reminders… Corrections like this one are actually normal. The S&P 500 declines ~14% intra-year annually. Volatility is a normal part of long-term...

Tuesday, April 8, 2025

(4 min read) The market reacted negatively last week as China retaliated to the tariffs that the Trump administration announced on April 2nd, which makes staying focused on the long-term as important as ever.

Friday, April 4, 2025

(4 min read) Easter Sunday is a special day as we get to honor and celebrate the Good News of Jesus Christ’s resurrection and the hope He brings to our lives! As you plan to celebrate Easter with friends and family, here are 3 ways...

Wednesday, April 2, 2025

(2 min read) As 2024 tax returns are being processed, we've noticed an unusual trend in those filed through TurboTax. A significant number of returns with Social Security benefits are incorrectly reporting those benefits as tax-free...

Tuesday, April 1, 2025

(3 min read) Wise financial stewardship includes knowing how your money is protected. By understanding how FDIC and SIPC insurance work, you can ensure that your savings and investments are secure, even in the event of...

Wednesday, March 26, 2025

(3 min read) Economic uncertainty is on the minds of many, as headlines highlight declining consumer and business confidence. While it’s natural to feel uneasy during periods of slowing growth, history has shown that...

Thursday, March 13, 2025

(4 min read) Tariffs are once again in the spotlight, as the Trump administration implemented 25% tariffs on imports from Canada and Mexico on March 4th, alongside an additional 10% tariff on goods from China—bringing the total tariff...

Tuesday, March 11, 2025

(3 min read) Debt can feel like a heavy burden, but with a strategic approach, you can work toward financial freedom and still enjoy life. Here are five practical steps towards strategically paying off loans...

Tuesday, March 11, 2025

(3 min read) Looking for the perfect date night in Des Moines? Whether you’re planning an intimate dinner, a stylish night out, or a relaxing staycation, the city offers countless ways to create a memorable evening. From fine dining...

Monday, March 10, 2025

(4 min read) Can you believe it’s already March?! Hard to believe we are almost a quarter of the way through the year already. As the excitement of New Year’s resolutions fade, it’s easy for some of our goals to slip...

Friday, March 7, 2025

(3 min read) What happens when we can’t do it all anymore? As we age, our lifestyles may become more complicated with different routines, medication, schedules, goals, and daily needs. There may come a day when you can no longer provide...

Wednesday, March 5, 2025

(4 min read) As we approach the 2024 tax filing deadline, here are a few important considerations to ensure a smooth and accurate tax season. Filing Deadline and Extensions The official tax filing deadline this year is April 15th, 2025...

Monday, March 3, 2025

Check out this interactive webinar event featuring physical, Justin Scherff, PT, DPT with an office and market update from Collin Miller, CFP® and Angela Gibbons. Planning with a Point.

Monday, February 10, 2025

(4 min read) In a fast-paced world filled with distractions, choosing to be mindful offers a way to slow down, focus, and find joy. Practicing mindfulness—being fully present in the moment—has so many benefits...

Thursday, February 6, 2025

(4 min read) Artificial intelligence isn’t just for businesses—it’s shaping the way we live, work, and interact daily. Utilizing AI can be a helpful tool when it comes to enhancing efficiency in your personal life.

Wednesday, February 5, 2025

(4-minute read) A Donor-Advised Fund (DAF) is a charitable giving account that allows you to support your favorite causes in a flexible, tax-efficient way. It’s like having your own mini foundation, but without the administrative hassle.

Wednesday, February 5, 2025

(50 Min Watch) Curious what you should know for your taxes in 2025? Check out our recent webinar on 2025 tax updates, tips, and where you can find necessary documents!

Tuesday, January 28, 2025

(3 minute read) Marriage and finances—two deeply personal aspects of life—are often intertwined in ways that can strengthen or strain a relationship. While each couple's journey is unique, there are timeless principles that help build...

Friday, January 24, 2025

(3 minute read) If you’re over the age of 70½ and looking for a tax-efficient way to support your favorite charities, Qualified Charitable Distributions (QCDs) are worth considering. This strategy not only...

Tuesday, January 14, 2025

(4 minute read) 2024 was quite the year for the market! Major events and increased technology presented a great outcome for investors this past year. Let's see what 2025 will bring!

Monday, January 13, 2025

(2 minute read) You may have heard about the recently signed Social Security Fairness Act and wondered what it was and how it might affect you. On January 5th, President Biden signed into law the Social Security Fairness Act...

Monday, January 13, 2025

(4 minute read) As we all know, tax season is upon us. Here are some helpful reminders as you start the filing process.

Monday, January 6, 2025

(1 minute read) As we turn the calendars to 2025, we are excited to announce that financial advisor, Tim Fitzgerald, CFP®, CLU®, ChFC®, MBA has joined Harvest Point® Wealth Management as a Partner and LPL Financial Advisor.  

Thursday, December 19, 2024

(3 minute read) As the New Year begins, it’s the perfect time to reflect on where we’ve been and where we want to go. For many of us, this season represents a fresh start—an opportunity to embrace change and adopt new fitness routines...

Wednesday, December 18, 2024

(4 minute read) If you are like me and the other ~316 million smartphone users1 in America today, then you likely find yourself scrolling on your mobile device often. The word 'addicted' may sound extreme when talking about...

Monday, December 16, 2024

Do you wish you understood more about estate planning and what it means for you? Check out this webinar replay as we first cover office & market updates, as well as dive into the importance and process of estate planning.

Tuesday, December 10, 2024

(2 minute read) Throughout my career, I have worked with business owners, farmers, professionals with excellent career paths, recent widows, veterans, teachers, retirees and more... Here's what I learned...

Friday, November 29, 2024

(2 minute read) Harvest Point®'s 2024 Gift Guide helps you re-imagine gifting with 5 unique, no-wrapping-required gift ideas that everyone can enjoy! No need to wait in the shopping lines when it comes to these one-of-a-kind presents.

Monday, November 25, 2024

(2 minute read) As we close out the year and prepare for 2025, consider scheduling a family wealth meeting with your loved ones to discuss your financial goals and values. It's important that your loved ones are aware...

Friday, November 15, 2024

(3 minute read) Recent news about the status of Social Security's sustainability may have you questioning "Will I lose my Social Security?". Before you jump to headlines, we hope that these insights will help you better understand...

Tuesday, November 12, 2024

(4 minute read) The recent election may have you wondering, 'what's next?' in regards to your financial strategy. Let's break down what the election results mean for you as an investor.

Friday, November 1, 2024

(5 minute read) A summary of the publicly available information provided by the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) regarding the Corporate Transparency Act beneficial ownership information reporting rule...

Friday, November 1, 2024

(4 minute read) Are you hosting your family's holiday gathering this year? Here are some easy tips and tricks to help you be the 'host with the most' this holiday season!

Thursday, October 31, 2024

(3 minute read) Whether you have heard of an RMD before or maybe it just looks like another acronym to add to the list, it's time to break down what a required minimum distribution is and what it means for you.

Tuesday, October 29, 2024

(2 minute read) Volunteering in your local community is a great way to give back this holiday season. Your time, talents, and positive attitude are priceless to organizations who rely on volunteers to accomplish their mission. Here's why...

Friday, October 25, 2024

(3 minute read) The end of the year brings much anticipated holiday cheer and cooler weather, but it also brings important deadlines, considerations, and planning for 2025. Learn more how to be prepared for the 2025 tax season.

Monday, October 7, 2024

(2-minute read) Bull and bear markets are common terms in financial conversations. You may have recently seen an article or heard a similar conversation and wondered, what is up with bulls and bears? Let's break it down...

Thursday, October 3, 2024

(3 minute-read) Curious on whether to buy or rent a home? Jacob shares his perspective as a recent homeowner on the how you can make the decision that best suits you.

Wednesday, September 25, 2024

(3 minute read) In this blog, we will dive deeper into adding beneficiaries to your accounts and plans. Whether you are familiar with or already have beneficiaries in place, we hope you can learn something new in this article...

Friday, September 20, 2024

(3 minute read) While both are important, your investment strategy should not depend on politics. Changing your investments based on political affiliation can be quite costly in the long-run...

Monday, September 9, 2024

(4 minute read) If you know our Director of First Impressions, Angela, then you know how much she loves fall! Thankfully, she is willing to share the love with the rest of us. Featured are some of Angela's fall essentials...

Friday, September 6, 2024

(3 minute read) We are kicking off our 'Building a Legacy' series by covering all you need to know about estate planning! Take a deeper look into your long term plans and what you want the future to hold.

Tuesday, September 3, 2024

(3 minute read) Your mobile device holds a wealth of personal information, from contacts and photos to banking apps and social media accounts. Ensuring its security is vital to protecting your data and privacy.

Thursday, August 29, 2024

(2 minute read) Explaining the concept of money to young ears can be quite the challenge. Learn how Tim teaches his children about money through a biblical lens in a simple, practical way.

Sunday, August 25, 2024

(4 minute read) It's back to school season! Whether you are a college student yourself, or maybe you know someone to share this post with, this blog covers some practical advice from a recent college graduate. Lauren graduated...

Friday, August 23, 2024

We hope you enjoy this knowledge-packed webinar that Harvest Point® Wealth Management & the LPL Advisory Securities Team hosted to inform you more on AI & Cybersecurity in today's technological world. If you have any questions...

Monday, August 12, 2024

(2 minute read) Did you know that August is national 'Make a Will' month? A will serves as a crucial document that establishes that your wishes are honored after you pass away. Crafting a will is an essential step...

Friday, August 9, 2024

(4 minute read) Recent market volatility has undoubtedly been unsettling, especially given that we have had an amazing run of growth for the past 18 months.

Monday, August 5, 2024

(3 minute read) Learn more about long-term housing options as you age. By understanding and preparing for housing as you enter or continue through retirement, you can create a more secure and comfortable future.

Thursday, August 1, 2024

(3 minute read) Take a deeper look into the pros and cons of a Health Savings Account as you compare health insurance options for 2025.

Monday, July 29, 2024

(3 minute read) Social Security Accounts are increasing security measures and adding new authentication measures to your account. Learn how to update your account to accommodate these new changes.

Wednesday, July 17, 2024

(3-min read) This year is an exciting one for 529 plan owners! With some new updates and changes based on recent legislative changes, it is important to understand the logistics and different options you have with your account.  

Tuesday, July 16, 2024

(3 minute read) Des Moines and its surrounding cities have some of the finest golf courses in the Midwest, offering challenging layouts, beautiful landscapes, and top-notch amenities.

Tuesday, July 16, 2024

(2-min read) In today’s tech-savvy world, it is important to be aware of cybersecurity protections and protocols throughout your online presence and accounts.

Friday, June 28, 2024

(2-min read) Historically, June has not been a month known for reporting significant stock peaks. While short term fluctuations may impact returns for a given period of time, it's important to maintain a long-term investing perspective.

Tuesday, June 11, 2024

(3 minute read) As we continue to integrate technology into our everyday lives’ cybersecurity becomes an ever-growing necessity. This is especially important for our phones and personal devices which stores personal information.

Friday, June 7, 2024

(3 minute read) When people think of milestones in retirement, many may think of the exciting ones like: your last day of work, or the first trip you are taking in retirement, or maybe it is moving to be closer to your family...

Friday, May 10, 2024

(3 minute read) A city that is surrounded by peaceful retreats will seem like you have escaped to a hidden oasis. There are endless explorations and unforgettable experiences right here in Des Moines.

Thursday, May 9, 2024

(2 minute read) Key lessons learned during Laura's maternity leave. Have you ever took time to reflect on life events that you have wished you financially prepared better for?

Thursday, April 18, 2024

(3 minute read) Because of the complexities that go with trusts —from the different kinds to the highly detailed laws that govern them, there are a number of myths that are associated with trusts.

Monday, April 8, 2024

(3-minute read) In the fast-paced world of investing, it's easy to get caught up in the whirlwind of short-term fluctuations. Whether it's the sense of security of a bull market or the anxiety of a downturn, emotions can often cloud...

Monday, March 18, 2024

(2 minute read) West Des Moines, IA — We are pleased to announce today that Tim McLaughlin, CFP®, CKA®  has been recognized with inclusion in LPL Financial’s Masters Club* for 2024, an award presented to less than 9% of the firm's...

Thursday, March 14, 2024

(2-minute read) When it comes to taxes, understanding the differences between the standard deduction and itemized deductions can significantly impact your tax return. Let's dive into each to understand how they differ. Standard Deduction...

Tuesday, March 12, 2024

(3-minute read) Retirement is widely considered to be a time for relaxation, exploration, and newfound freedom. For many, it's a phase marked by long-awaited activities like travel, golfing, or spending quality time with grandchildren.

Thursday, March 7, 2024

(2-minute read) Des Moines is becoming a center of influence for surrounding areas by providing a wide range of options for your dining experience. New restaurants open all of the time ranging between a quick casual to a full sit down...

Tuesday, February 13, 2024

(2 minute read) On January 3, 2022 the S&P 500 had reached a previous record high of 4,796.56. On January 19, 2024 the S&P 500 closed at 4,839.81 for a new all-time high. It took 512 trading days to reach a new high. During this long...

Saturday, February 10, 2024

(2 minute read) A 529 Plan is a great tool to utilize as you are planning out the future of a child in your life. Not only does it enable money to grow tax free for educational purposes, but there are also tax deductions available in the...

Tuesday, February 6, 2024

(2-minute read) My wife and I bought our first home in 2019, back when interest rates and home prices in the Des Moines area were lower than they are today. For 4 and a half years we have been making the normal monthly payment including...

Monday, January 8, 2024

Did you know that there is approximately $156 Trillion in U.S. based assets? Now what if I told you that Baby Boomers (1946–1964) accounted for HALF of those assets. This means that Gen X...

Saturday, January 6, 2024

Over the last two years, investors have heard about inflation and volatility and have been hoping for a sense of balance, can we expect to see a return to the status quo?

Wednesday, January 3, 2024

The beginning of a new year brings with it the perfect opportunity to embark on a transformative journey towards a healthier and more active lifestyle. Starting a fitness routine in 2024 essential in making 2024 your healthiest year yet.

Monday, December 11, 2023

It seems that every election season investors begin to question and try to analyze how elected officials might shape economic policies. The stock market, ever-sensitive to political shifts, experiences fluctuations that mirror the uncertain

Thursday, December 7, 2023

Retirement, traditionally viewed as a period of relaxation and stepping back from the workforce, is undergoing a significant transformation, as revealed by a recent report from T. Rowe Price. The study found that one in five retirees...

Monday, December 4, 2023

Do you know what the three leading causes of death are in the United States? Many people correctly guess cancer and heart disease as numbers one and two. What is number 3? Accidents? Alzheimer’s? Strokes? You may be surprised to learn...

Sunday, November 5, 2023

As we approach the beginning of a new year, the anticipation of what lies ahead is truly exhilarating. It's also a prime opportunity to evaluate your financial plans in alignment with your objectives and address critical year-end...

Friday, November 3, 2023

Now that October is over, we have the chance to reflect on what happened in the market during the past

Monday, October 16, 2023

In today's fast-paced world, it's easy to get caught up in the whirlwind of life, neglecting the most precious asset we possess: our health. Health and fitness are the cornerstones of a fulfilling life, and they play a major role in...

Friday, October 13, 2023

In today's ever changing financial landscape, having a Certified Financial Planner (CFP®) by your side can make all the difference in how you perceive and manage your finances. A recent study conducted by the Financial Planning...

Thursday, October 12, 2023

As you may have seen in the news, Israel is at War with Hamas. If we look back at about two dozen historical geopolitical crises, including wars and terrorist attacks, for some perspective on how markets might perform. The average...

Thursday, October 5, 2023

The world of finance seems to always be evolving but since its inception in 1973 the Certified Financial Planner designation has been a symbol of trust and proficiency for financial professionals worldwide. Previous to this, there was...

Wednesday, September 27, 2023

In the present political climate, we feel there is around a 75% chance of a government shutdown happening with the divisions that exist between factions in the House of Representatives, not to mention the divide between Senate...

Tuesday, September 12, 2023

We have experienced a noticeable increase in calls from clients this year about scams and fraud attempts that they have experienced in their every day lives. Fortunately, none of those attempts dealt wit unauthorized access to their...

Tuesday, September 12, 2023

Over the years there has been an increasing number of fraud and cybersecurity scams taking place. We finally have some good news.

Monday, September 11, 2023

The word's biggest economy is leaving its peers ever further in the dust.

Wednesday, September 6, 2023

Many Medicare recipients don’t realize how even one dollar of extra income can affect their premiums. Premiums go up as income increases but there is another factor.

Friday, September 1, 2023

As we journey through life, our housing needs and preferences evolve, especially as we age. Whether you're planning for your retirement years or assisting a loved one in their golden years, it's crucial to understand the various housing opt

Friday, August 18, 2023

Your home improvements could now come with a larger tax credit.  By: Collin Miller Harvest Point Wealth Management Great news for homeowners! If you're planning to make energy-efficient improvements to your home, you may be...

Friday, August 18, 2023

As you may have heard, a widely used company within the insurance and investment industry called Progress Software recently announced that a vulnerability was discovered in its file-transfer application, MOVEit Transfer.

Friday, August 18, 2023

You are rich. No, seriously. By global standards, you are rich.  Let me explain.

Thursday, August 17, 2023

Given the increasing cybersecurity risk that is present in today's digital age, it is not a matter of "if" you will fall victim to a scam, but "when."

Tuesday, August 15, 2023

LPL Research Midyear Outlook 2023 provides a comprehensive analysis of key themes, offering valuable insights to investors seeking to understand the current economic landscape, identify investment opportunities, and manage potential risks.

Saturday, July 15, 2023

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